If renting an NYC apartment doesn't dry up your savings, then furnishing it just might. Enter Gabay's Home, a spin-off of Gabay's, beloved purveyor of overstock Jimmy Choos and Prada bags. Like its sister, Home has the appeal of an upscale rummage sale: Homely metal shelves and plastic bins are chockablock with cookware, linens and appliances--some junky, some gems. Found on a recent visit were a Missoni tablecloth ($300, originally $1,100) and Kim Seybert beaded placemats ($20 apiece, regularly $75) buried beneath kitschy palm-tree lamps and garish bedspreads. "It can be hit-or-miss," concedes co-owner Joseph Gabay, who e-mails 7,000 devoted clients before a new shipment rolls in. "That's when the town cars line up outside." Consider yourself warned.